Teach your child 4 ESSENTIAL Money  SKILLS

Bedtime Stories + Freebies + Mini Course

Welcome, Parents!

4 ESSeNTIAL Money Skills you must teach your child to secure their financial future

Financial parenting
Starter kit


5 Bedtime stories

What’s inside?

Full set of all 5 books from a Smart Way to Start series + free sticker sheet.
  • A SMART WAY TO START (Book 1) on earning money and equal pay.
  • A SMART WAY TO SAVE (Book 2) on saving your hard-earned money.
  • A SMART WAY TO SPEND (Book 3) on how to spend it wisely.
  • A SMART WAY TO SPEND DIGITAL MONEY (Ebook, Secret Chapter of Book 3) on how to spend digital money with care.
  • A SMART CHOICE TO MAKE (Book 4) on doing good for the environment with your money choices.
  • A SMART WAY TO START DOING GOOD (Book 5) on the 17 Sustainable Development Goals.

4 Money Habits

What’s inside?

4 MONEY HABITS is an introductory online course that will show you how to kick-off your Financial Parenting so you can start Actively Shaping Your Kids’ Financial Future today.It will take you 5 days, 15 minutes a day to complete.
  • Teach your Child Smart Earning
  • Teach your child Smart Saving
  • Teach your child Smart Spending
  • Teach your child how to make Smart Money Choices
Bonus pack

Actionable Bonuses

What’s inside?

Our Financial Parenting Bonus Pack will give you all essential tools you need to start your Financial Parenting journey.
  • Money Messages Guide
  • Money Manifesto
  • Smart Earning Plan
  • Smart Saving Plan
  • Smart Spending Plan
  • Smart Choices Plan
Meet the founder

dr. Mara Harvey

Welcome Parents, I'm Mara, I'm the founder of Smart Way to Start and the CEO of a Swiss Private Bank.
In my 23 years working as a senior leader in finance, I have witnessed first-hand the difficult life situations that young adults find themselves in because no one took responsibility to teach them basic Money Skills at an early age.

In my view, teaching essential  Money Skills to children is the responsibility of every parent but many parents delay or avoid having important money conversations with their children until it is too late. This is why I made it my mission to make Financial Parenting easy and accessible, so parents worldwide can empower their children to grow up Financially Literate with a good understanding of how their daily Money Choices impact our future and the world.

Start your Financial Parenting Journey with me and learn about 4 Money Skills that you must teach your children to secure their financial future:



What Kids Say

Dear Mara, thank you for this lovely book set. After reading book 2, my 7 year old daughter asked me to take her to the bank! I told her we’ll go when she has counted all her pennies!"

November, 2020
Amira Lilya
March, 2023

What Parents Say

"Attention parents: be aware of the consequences you will face, when giving this book to your daughter to read! This will result in tough discussions regarding pocket money, salaries and investments - as I have with my wonderful daughter, becoming a keen great!"

Dr. Stephan M. Hauska

"I couldn’t wait to read it all before I express to you my gratitude for being such an inspirational role model not only for women and men around the world but also for kids. It’s so entertaining, so cleverly written, with its funny sides and still disclosing in a frank way very honest facts with clear message for solution!"


Conferences & Media