How to secure your child's financial future?


  • Learn about 4 Mistakes most parents make and how to avoid them
  • Learn what are 8 Steps of successful financial parenting
  • Get 2 actionable toolkits

money Skills are life skills

TEACH YOUR CHILD Basic Financial Literacy and how their Money Choices impact our world.

4 Steps of financial parenting

Step 1

Make Money a Fun Conversation


Step 2

Teach Your Child 4 Essential Money Skills


Step 3

Avoid 7 Common Mistakes


Step 4

Turn Money Skills into Life-Long Habits


Don't delay money conversations with your child

Start your financial parenting journey in 4 Steps

Step 1

Make MONEYa fun Conversation

With our rhymed Bedtime Stories, talking about MONEY has never been easier.

Integrate your child's Financial Literacy into a BEDTIME ROUTINE with no additional effort.

Step 2

Teach your child 4 essential MONEYSkills

What are essential Money Skills and why do they need to be taught in a specific order?

What happens if you get it wrong and why does this put your child at a disadvantage?

Step 3

Avoid many common mistakes

Most parents teach children to Spend before teaching them to Earn, sending them into adulthood with bad money habits that put them at a disadvantage.

Join our Live Session where we will discuss how to avoid many common mistakes most parents make when introducing money to their children.

Step 4

Turn MONEY Skills into Life-Long Habits

Everything that really matters about money, your child will learn from you. Not in school, not from their peers and not online.

Become your Child's best money role model before it is too late and they turn to social media for advice.

In our comprehensive Masterclass, we take you by the hand and teach you everything you need to know and do, to secure your Child's Financial Future.



What Parents Say

Amira Lilya
March, 2023

"Attention parents: be aware of the consequences you will face, when giving this book to your daughter to read! This will result in tough discussions regarding pocket money, salaries and investments - as I have with my wonderful daughter, becoming a keen negotiator...so great!"

Dr. Stephan M. Hauska

"I couldn’t wait to read it all before I express to you my gratitude for being such an inspirational role model not only for women and men around the world but also for kids. It’s so entertaining, so cleverly written, with its funny sides and still disclosing in a frank way very honest facts with clear message for solution!"


What Kids Say

Dear Mara, thank you for this lovely book set. After reading book 2, my 7 year old daughter asked me to take her to the bank! I told her we’ll go when she has counted all her pennies!"

November, 2020
Amira Lilya
March, 2023

Conferences & Media

Meet the founder

dr. Mara Harvey

Welcome Parents, I'm Mara, I'm the founder of Smart Way to Start and the CEO of a Swiss Private Bank.
In my 23 years working as a senior leader in finance, I have witnessed first-hand the difficult life situations that young adults find themselves in because no one took responsibility to teach them basic Money Skills at an early age.

In my view, teaching essential  Money Skills to children is the responsibility of every parent but many parents delay or avoid having important money conversations with their children until it is too late. This is why I made it my mission to make Financial Parenting easy and accessible, so parents worldwide can empower their children to grow up Financially Literate with a good understanding of how their daily Money Choices impact our future and the world.

Start your Financial Parenting Journey with me and learn about 4 Money Skills that you must teach your children to secure their financial future: